FAQ: Grow Wealth, Nourish the Earth 🌱

Papaya UBI is more than an income program — it’s a regenerative, community-centered model that fuses universal basic income (UBI) with ecological stewardship and food sovereignty. Your contribution acts as a seed for a papaya tree, and the harvest returns value to members. Income can emerge from care, reciprocity, and ecological regeneration rather than extraction.

Members receive daily UBI payouts — roughly 1% on a daily basis calculated from contributions and farm revenue. Papaya trees begin fruiting in about 6–12 months, accelerating the timeline for returns. For many contributors, this model can translate to a realistic target such as $300/month from a modest initial stake, depending on the size of the contribution and overall treasury performance.

The papaya tree offers **fast fruiting** (6–12 months), ensuring quicker returns than long-term forestry alone. It also has high **nutritional & symbolic value** as a fruit of abundance and healing. Crucially, the model is **scalable & replicable** across various tropical regions, enabling widespread adoption of the regenerative finance model.

Our commitment is to **Sustain the land, sustain life**. We use **regenerative agriculture**: organic methods, soil healing, companion planting, water capture, biodiversity, and agroforestry evolution. We don't just grow papayas; we focus on **healing degraded landscapes** over time and transforming them into thriving agro-forest ecosystems, drawing inspiration from eco-villages like Sadhana Forest.

To maintain resilient design, revenue comes from **multiple revenue streams**:

• **Products:** Fresh papaya sales and value-added products (dried fruit, preserves).
• **Land & Knowledge:** Agro-tourism, farm stays, educational workshops, and regenerative consulting.
• **Ecological Value:** Potential carbon / ecosystem credits as the forest systems mature.

A portion of the harvest is set aside for **community nutrition, fresh food supply, and local use**. We believe members should benefit materially and healthfully, not just financially. This focus on local resilience ensures the project supports the direct well-being of the local community.

$Papaya is a community currency that keeps purchasing power local. Members may convert UBI payouts or their Seed Balance into $Papaya, which is designed to be spent on local goods, services, and farm products — supporting neighbors and strengthening the local economy.

When you convert USD from your Seed Balance or UBI payments into $Papaya, the exchange rate is intentionally generous: $1 USD → 2 $Papaya. This instant 2x conversion is built to maximize local purchasing power and encourage circulation within the community network.

You can spend your $Papaya on any goods, services, products, or workshops offered locally and across the Papaya UBI network. The goal is simple: maximum community trade. Use $Papaya to buy fresh farm produce, health & wellness services, handmade crafts, educational workshops, or anything else offered by a member of the Papaya UBI community.

Grow the Trade Network: To unlock the full power of your $Papaya (and its instant doubling effect), invite friends and local merchants to join Papaya UBI. The more local businesses and people who accept $Papaya, the more places you can spend it — ensuring value stays in your community and circulates widely.

$Papaya transactions are recorded and auditable. Converting back to USD may be subject to policy and fees to preserve the local‑first economics; check our governance pages or contact support for current conversion rules. We prioritize transparency and community governance in how conversion and redemption are managed.

The journey is a six-step cycle of abundance:

1. **Join & Stake:** You commit an initial contribution tied to tree planting / farm share.
2. **Plant & Nurture:** The project plants trees and tends them using regenerative methods.
3. **Grow & Harvest:** Trees mature, and produce is sold or processed.
4. **Distribute Revenue:** Returns flow back to members as daily passive payments (≈1% daily).
5. **Reinvest & Expand:** A portion is reinvested into land health and expansion to stabilize income.
6. **Engage & Learn:** Members participate in governance, workshops, and ecological education.

We promise **Transparent operations**, **Accessible entry**, and a **Deep purpose**. Our invitation is clear: Papaya UBI is a bridge between financial empowerment and ecological reverence. Join us. **Plant more than a tree — plant possibility.** Let your stake become your seedbed for income, healing, abundance, and reconnection.

We are currently operating a three‑year pilot program. Funds have been secured through December 31, 2028, and we expect the current 1% model to remain in place during this period. Our aim is to evaluate, refine, and extend the model after the pilot so we can increase sustainability and potential payouts for members.

Our long-term goal is to pay every member a minimum of $1,000 per month, regardless of contribution size, to advance societal health and resilience. As the treasury grows through agricultural expansion, value‑added products, partnerships, and investor support, we expect to reach this target more quickly. The pilot will guide how we scale toward that outcome.